Hollard Mozambique consolidates leadership with growth and strategic acquisition in 2025

Hollard Seguros reaffirmed its position as one of the sector leaders in Mozambique, presenting a solid financial performance in the fiscal year ended June 30, 2025. This result was driven by the successful acquisition of Global Alliance Seguros, SA, a strategic move that reinforced its market expansion.

Specifically, the Hollard Mozambique Group achieved a consolidated net profit of MZN 351.9 million. This figure results from contributions from Hollard Insurance (MZN 297.4 million) and Hollard Life (MZN 54.5 million), reflecting the company's operational strength and technical soundness.

This growth occurred in a challenging macroeconomic context, marked by lower interest rates and higher central bank reserve requirements, which pressured investment yields and credit-related insurance. However, Hollard's fundamentals proved resilient.

During the period under review, Hollard Seguros' Gross Written Premium reached MZN 4.8 billion, a remarkable 15% increase compared to the previous year. This growth was driven by portfolio expansion, strengthened distribution channels, and the integration of the Global Alliance. Meanwhile, Hollard Vida recorded MZN 590.9 million in premiums, a slight year-on-year decrease of 1%.

In terms of financial strength, the company maintains an extremely strong capital position, with solvency ratios of 327% (Hollard Insurance) and 299% (Hollard Life), values ​​substantially above regulatory requirements. Equally positive was the operational performance, with technical results of MZN 21.3 million at Hollard Insurance and MZN 20.8 million at Hollard Life, translating into healthy combined ratios of 98% and 89%, respectively.

According to Henri Mittermayer, CEO of Hollard Mozambique, “The acquisition of Global Alliance has expanded our presence and strengthened our operational capabilities throughout the country. The 2025 results demonstrate that this strategic move is already generating value.” The CEO added that “This year’s resilience highlights the strength of our people, systems and partnerships. We remain committed to offering world-class insurance solutions.”

Looking to the future, Hollard Seguros Moçambique plans to continue investing in innovation, developing customer-centric products, and improving service quality. The company also intends to deepen its integration with the Global Alliance Seguros, maximizing value for all stakeholders.

Thus, with a solid financial base, a strengthened market position and a clear strategic direction, Hollard Seguros Moçambique is well positioned to sustain its growth and consolidate its leadership in the national insurance industry.